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Abstract
The adoption of cloud computing (CC) by individuals and banking institutions garnered little attention. The goal of this study is to examine the factors that influence the adoption of CC by Libyan private bank personnel. According to the findings, employees' behavioral intention (BI) to adopt CC is significantly influenced by individual elements (performance expectation (PE), effort expectation (EE), social influence (SI), attitude (AT), and IT knowledge (ITK), among others. User happiness with cloud computing has been proposed to moderate the impact of individual elements on BI (SaaS). A total of 309 Libyan bank workers were randomly selected to participate in the study. Analyses of Moment Structures were used in the study (AMOS). The findings of the study show that the BI's use of CC is influenced by a variety of personal circumstances. It was partially mediated by satisfaction in BI's decision to employ CC. Employees at private banks will be more likely to use CC if they focus on their own needs.
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References
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